Simple Free Friday: online word processor

There is a lot of web-based and free word processors to choose from, out there in the world wide web. It is just that most aren’t as slick as this one. The design is vista like and elegant, menu items slide in and out of place, and it’s incredibly simple to use. It is not…

Three Things You Wish You’d Known at 20

Sara @ On Simplicity has a post about what you wish you had known at 20. Mine have something to do with money and teeth… Start saving for retirement (compound interests) Keep your teeth perfect and you’ll save money and agony Do not collect anything – it is pointless, un-frugal and a clutter (I am…

Could you live with just 100 things?

Photo by sindesign Ridiculous consumption is one of the trademarks of the western world. We have the money, and spare time to make plain stupid purchases. We believe in consumption. It has become one of the new religions of the world. Trying to keep up with the Joneses is a never ending task, as there…

The Gift Card Dilemma(s)

A few days ago, on the very day I pledged to reduce my personal book buying budget to $0 for the coming year, a little surprise came in the mail: a $25 gift card. To a bookstore. Ordinarily, this kind of thing is just something to laugh off and not worry about, but the whole…

Kiva.org is a success

With the loans I have made so far, I must admit at Kiva.org works like a charm. My first loans have been fully repaid and the rest are on their way. I like the fact that you can see the receiving end of the money and 100% goes to that person. I have made 20…

Top 5 Most Inspirational Videos on YouTube

Sometimes we all can use a little inspiration. I thought I’d share some of my favorite inspirational videos with you, hoping that it’ll help pick you up today. Play these as needed. Warning: you might be inspired to greatness, so use with caution. 1. Randy Pausch’s Last Lecture: Achieving Your Childhood DreamsWatched by over 6…

The Value (and Cost) of Experiences

One major theme I’ve observed in a large number of recent personal finance books and articles is the idea of valuing experiences over things. For example, it’s more financially sensible to lead a spartan life filled with many memorable experiences than it is to subscribe to the consumer lifestyle. I’ve hinted at this concept several…