How I save money

Post written by Leo Babauta. Follow me on twitter or identica. I think I’m a fairly frugal person. I haven’t always been this way, and it’s taken years of simplifying and cutting back on little things, one at a time. And while there are definitely many more things I can scrimp and save on, I’m…

Pulling the Trigger

Written by Trent One of the biggest challenges of saving money for a big goal is when exactly to go forward with that purchase. Three examples: For almost three years, I saved money for a replacement for my truck. For almost a full year, we shopped for a replacement while continuing to save and, during…

the only thing you can change

You can’t change your entire life. You can only change your next action. — You can’t change a relationship with a loved one. You can only change your next interaction. — You can’t change your entire job. You can only change your next task. — You can’t change your body composition. You can only change…

Frugality: The Opposite of Being Cheap

This following guest article was written by Richard Hemby who regularly writes about accredited online degrees and college related topics for Online College Guru, an online college degree guide. Those who practice a frugal lifestyle are occasionally accused of being “cheap” or miserly. Nothing could be farther from the truth, however; frugality is a philosophy…

The Gift Card Dilemma(s)

A few days ago, on the very day I pledged to reduce my personal book buying budget to $0 for the coming year, a little surprise came in the mail: a $25 gift card. To a bookstore. Ordinarily, this kind of thing is just something to laugh off and not worry about, but the whole…

Kiva.org is a success

With the loans I have made so far, I must admit at Kiva.org works like a charm. My first loans have been fully repaid and the rest are on their way. I like the fact that you can see the receiving end of the money and 100% goes to that person. I have made 20…