Personal finance blog that makes you save or earn a little at the time. Simple frugal living.
We strive to improve our lives, often because we are dissatisfied with how things are. I know this, because I’ve lived it. I don’t like the way I look, so I try to improve myself. I don’t like my house, so I work to get a better one. I want everyone around me to improve […]
In any kind of negotiation, your ability to walk away is your strongest tool. Those who can walk away from the negotiation — legitimately walk away, not just make a show of it — are in the strongest position. Those who are convinced they need to make the deal are in the weakest position. This […]
Christmas has come and gone, and in its consumerist wake thousands of people are left holding shiny new Kindles, iPads, iPhones and iPods. New toys that are fun, useful and beautiful all at once. And while I see the attraction of these devices — I’ve been tempted myself many times — I also know that […]
We often create an identity for ourselves using things. We have logos or slogans or cute catchphrases on our clothing, and it shows people who we are. We have tattoos or piercings, baseball caps, accessories, smartphones, designer bags, Manolo Blahnik shoes … and these express to others who we are. In our homes, what we […]
Many people try to do too much because they’re worried they might miss doing something that matters. They want to do everything possible, in case some of those things turn out to be important. This is the buckshot approach. Buckshot spreads into many little pellets when it leaves the shotgun — most will miss the […]
It’s true that I might too often make minimalism seem like it’s all roses, all upside. But there is a downside to everything, including minimalism. In order to better prepare you, my lovely and good-hearted reader, for minimalism, it’s my duty to point out some of the downsides. Consider this post my due diligence. Some […]
The Occupy Wall Street protesters are rapidly becoming the Occupy Earth protesters, and for good reason. People are finally pushing back against the incredible influence that corporations have on every aspect of our lives. People are finding a voice for the frustrations of being powerless against the corporations. And that’s a good thing. Corporations have […]
I think I’m a fairly frugal person. I haven’t always been this way, and it’s taken years of simplifying and cutting back on little things, one at a time. And while there are definitely...
For a few years, I went through tough financial times. I was getting further and further into debt, not paying some of my bills (which then went to collectors) and always behind, even on...
Today I start a new habit: my morning routine (to be honest, I started a couple days ago). All this month I will focus on making my morning routine a daily habit. I’ve actually...