Personal finance blog that makes you save or earn a little at the time. Simple frugal living.
In this video a fearful concertgoer is used as an analogy for people who make excuses to avoid starting a new business or taking worthwhile risks in life.
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Suppose you’re sitting in a Toastmasters meeting where members are practicing their speaking skills. Suppose there are about 20 members in the room, which would be pretty typical for a Toastmasters club. Now suppose you hear a fellow member give a speech that you find objectionable, and it bothers you to hear such words spoken…
I did some reflection in my journal about why I like my life so much. Here’s what I came up with: Space for Reflection I like that my life isn’t overloaded with so much activity. Sometimes I get really busy, but over the course of a year and during most months of the year, I…
While pondering an update to my mission statement, I was thinking about how to frame relationships, and this line popped into my mind: My relationships are based on play. My relationship with Rachelle fits this like a glove, and I think it’s why we’ve had 10+ happy years together. Same goes for my best friendships.…
In the past 11 weeks, I’ve lost an average of 1.15 pounds per week, mainly just by logging what I eat. This simple practice has helped me tweak and adjust my meal choices even though I’m still eating the same foods as I was previously. I’m eating less food in terms of calories, but my…
We’re used to thinking about “receiving value” as a passive endeavor most of the time. We expect items and services that we purchase to provide value to us. We pay the price up front, and then we feel entitled to just relax and enjoy the value we’ve purchased. It’s easy to expect that if you…
One simple tip for inviting more abundance into your life is to elevate the cost of the problems you normally focus on. Suppose you order groceries online and have them delivered. And suppose the company screws up several items in your order. Maybe you feel inclined to complain and get a refund on those items.…
When I first began exploring income-generating strategies, I started with the very common freedom frame. I wanted to get something going financially, partly so I could have more freedom in life. This frame has some major drawbacks though, so I actually don’t recommend that you use it. It can easily get you stuck running in…
After you’ve decided to move on from partial matches in some area of life and you’ve declared your standards raised henceforth, you can still relapse. The old habits can seduce you back. This is incredibly common. People usually do relapse one or more times before they strongly lock into a new standard of behavior. You…
It’s tempting to try to keep your options open. People often assume that having more options is equivalent to having more freedom. But actually the opposite tends to be true when it comes to making aligned decisions. When you keep your options too open, you keep your standards too low. When people have too many…